Terms & Conditions

Acceptance of terms

By accessing or using any Finzeco website, app, portal or API, you agree to these Terms & Conditions and all policies referenced here. If you do not agree, do not use the services.

Finzeco is the operating brand of Flipnbuy Private Limited. Under a single corporate umbrella, Finzeco brings together fintech and digital-payment services, IT and custom software development, e-commerce with a focus on wellness and women-centric retail, and travel & booking services — an integrated fintech + commerce ecosystem.

Eligibility & accounts

You must be legally capable of entering a contract under Indian law. You are responsible for the accuracy of the information you provide, for maintaining the confidentiality of your credentials, and for all activity under your account.

Scope of services

• Fintech & payments — payment gateway, payouts, collections, connected banking, AEPS, wallet, CMS and bill payments, provided through regulated banking and NPCI partners.
• IT & software — white-label platforms, SaaS, BFSI custom development, GST/invoicing and cloud/security solutions.
• E-commerce & wellness — sale of beauty, personal care, health, wellness and women-centric products.
• Travel & booking — air, rail, bus ticketing and tour packages via third-party suppliers.

Acceptable use

You agree to use the services lawfully and in line with the Acceptable Use Policy. Any fraudulent, illegal, or prohibited activity may result in suspension or termination and reporting to authorities.

Fees, pricing & taxes

Fees, product prices and applicable taxes (including GST) are displayed before you transact or are set out in your commercial agreement. Prices may change; the price shown at the time of a confirmed order or transaction applies.

Third-party partners

Certain services are enabled by banks, NPCI, logistics, travel and technology partners. Their performance is subject to their own terms and timelines, which you also agree to where applicable.

Limitation of liability

To the maximum extent permitted by law, Flipnbuy Private Limited is not liable for indirect, incidental or consequential losses. Nothing limits liability that cannot be excluded under applicable law.

Governing law

These terms are governed by the laws of India and subject to the exclusive jurisdiction of the competent courts at the Company’s registered office in Madhya Pradesh.